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The Close Morton & Partners Pension and Life Assurance Scheme (N01399)
Mr Deane complains that Scottish Provident have not applied the guaranteed annuity rate (GAR) as shown in his Policy Schedule. Some of the issues before me might be seen as complaints of maladministration while others can be seen as d …
United Utilities Pension Scheme (P00272)
Mr Badrock is of the opinion that the Trustee did not properly consider his application for an incapacity pension. In particular, he alleges that: the Trustee did not give full and proper consideration to the medical and other evidence; the Trustee treated him differently from other emp …
Local Government Pension Scheme (Q00659)
Ms Mayer alleges maladministration by the Council, in that it issued incorrect information to her about securing additional benefits in the Scheme. She said that this will cause her injustice and that, if she had been given the correct inf …
Local Government Pension Scheme (N01069)
Mr Place is aggrieved that the Council did not determine that he was permanently incapable of discharging his duties effectively due to ill health at the time he left his employment. As a consequence he is not receiving as high a level of pension as he believes is due to him …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00560)
Mr Charles complains that two of Prudential’s sales representatives improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. He also alleges that they did not inform him that he could purchase past added years (PAY) in the T …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00573)
Mrs Wearing complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential by specifically advising against the alternative option of purchasing past added years (PAY) in the Te …
Lehman Brothers Pension Scheme (M00865)
Miss Longley is aggrieved by an amendment made to the Scheme, which she says has adversely affected her accrued rights under the Scheme. She says that the amendment was contrary to the Rules of the Scheme. Some of the issues before me might be seen …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00421 & Q00422)
Mr and Mrs O’Reilly complain that Prudential’s sales representative improperly persuaded them to pay additional voluntary contributions (AVCs) to Prudential. Mr and Mrs O’Reilly state that the sales representative did not inform them that they coul …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00611)
Mrs Atkinson complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative specifically advised against the alternative option of p …
Equitable Life Free Standing AVC Plan nos. V5001822 & FSA0012337 (N01363)
Mr Cartwright alleges that Equitable Life’s delays in dealing with his request to transfer funds from the FSAVC resulted in him paying additional charges in the form of an increased Market Value Adjustment (MVA) …
BRASS 2 (British Rail Additional Superannuation Scheme) AVC Policy (P00739)
Mr Greaves alleges that he was wrongly led to believe by Norwich Union’s representative that his employer would match the level of contributions he made to an AVC arrangement administered by Norwich Union. Some of the issues before me might be seen as complaints …
Stakeholder Personal Pension Plan (Q00618)
Mrs Prior claims that Scottish Widows failed to: Collect premiums under the Plan after the first three months’ premiums were collected. Immediately recommence collecting premiums after they had been informed and only resumed collection after a considerable delay. Discharge their stat …