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John Perkins (Meat Packers) Limited Pension and Death Benefit Scheme (N00129)
Mr Atherton says that he is entitled to annual increases of 6% in respect of his annuity, payments under which commenced from 1 February 1992. Norwich Union say that such increases cannot be paid if to do so would breach Inland Revenue limits. Some of the issues before me m …
Philips Pension Fund and Black Horse Personal Pension Plan (N00464)
Mr Morris says that his benefits in the Philips Pension Fund (the Philips Fund) were transferred in 1989 to Black Horse Life Assurance Company Ltd (Black Horse) – now Lloyds – to be added to a personal pension …
G D Mountfield Ltd Discretionary Retirement Benefits Scheme (P00053)
Mr Portsmouth says the Trustee of the G D Mountfield Ltd Discretionary Benefit Scheme (the Trustee) and Scottish Widows (who were responsible for scheme a …
Teachers’ Pension Scheme – Prudential AVC Facility (P00759)
Ms Moran complains that Prudential’s sales representatives improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Ms Moran states that the sales representatives did not inform her that she could purchase past added years (PAY) in the Tea …
Teachers’ Pension Scheme (P00991)
Mr Sargeant complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Sargeant states that the sales representative did not inform him that he could purchase past added yea …
Teachers’ Pension Scheme – Prudential AVC Facility (P01018)
Mr Manton complains of maladministration by Prudential and the Council, in that his additional voluntary contributions (AVCs) were deducted from his salary at the incorrect rate. Some of the issues before me might be s …
Teachers’ Pension Scheme – Prudential AVC Facility (P01085/P01086)
Ms Riley and Mr Bonell complain that Prudential’s sales representative improperly persuaded them to pay additional voluntary contributions (AVCs) to Prudential. They also allege that the sales representative specifically advised against the a …
Teachers’ Pension Scheme – Prudential AVC Facility (P01299)
Mrs Edwards complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Edwards also alleges that the sales representative misled her into believing that the alternative opt …
Allied Dunbar Personal Pension Plan (O00004)
Mrs Gough says that due to delay by Allied Dunbar her transfer value purchased less service in the scheme to which she transferred than would otherwise have been the case. Allied Dunbar does not accept that it was responsible f …
DCT Civil Engineering Staff Pension Fund (L00655-6)
The Applicants are DCT Engineering Limited (the Employer) and the five lay trustees of the Scheme. The Trustees allege that Santhouse, in its capacity of p …
Marsh Mercer Pension Fund (M00748)
The Applicant complains that the Employer and the Trustees miscalculated his early retirement pension by failing to take into account a service …
Local Government Pension Scheme (P00112)
Mr X complains about the failure to award him early access to his deferred benefits on the grounds of ill health. He has also made the following specific all …
Norwich Union Personal Pension Plan (8407861UE) (P00025)
Mr Lee-Smith says that he was only advised a few weeks before he was due to retire that a Market Value Reduction (MVR) would be applied to his policy on maturity at his nominated retirement age. Previously he had been given contradictory information by representatives of Norwich Union re …
4 Imprint Group Pension Scheme (N00422)
Mr Booth’s application concerns the transfer of his benefits in the Scheme (formerly the Bemrose Corporation Pension Scheme (BCPS) to the Bemrose Group Pension Scheme (BGPS) He says that his benefits were not adequately protected and he has in consequence suffered a f …
Winterthur Life SSIP (N00759)
Mr Cox says that Winterthur Life delayed in dealing with the transfer of his pension fund to a new provider and that as a result he lost the opportunity to operate a hedged investment strategy and sustained losses of £47,558.
Michelin Pension and Life Assurance Plan (P00883)
Mr R brings this complaint on behalf of his granddaughter (KS) Following the death of KS’ father, Mr S, the Trustees paid one third of the lump sum death benefit payable from the scheme to KS. The balance was paid to Mr S’ partner (DC) at the time of his death. Mr R …