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Liverpool Victoria (1994) Staff Pension Scheme (M00257)

Mr Jones’ application concerns the calculation of his deferred pension from the Scheme. Although Mr Jones accepts that his deferred benefits have been correctly calculated under the Scheme Rules, h …

Scottish Widows Policy no 1381580 (M00946)

Mr Pollock complains that policy number 1381580, effected as part of an employer’s pension arrangement, was not correctly assigned to him on leaving employment. Mr Pollock claims that he has suffered a financial loss because his ex-employer mistakenly benefit …

Wiggins Gee Pension Scheme (N00371)

Mrs Thompson complains that the Trustees: refused to grant Mrs Thompson’s late husband, Mr K Thompson (Mr Thompson) ill-health early retirement benefits; failed to offer Mr Thompson the full cash equivalent (transfer value) of his benefits u …

United Utilities Pension Scheme (N00446)

Mr Burns asserts that the Trustee has come to a perverse decision about his application for ill health retirement. He says that it did not consider all the relevant facts and considered evidence out of context. Mr Burns believes that this led the Trustee to come to the wrong decision. Mr …

The Cardinal Broach Company Pension Scheme (N00830)

Mr Lovell has complained that the Trustees and the Company did not properly consider his application for ill health retirement, did not provide an adequate explanation for why he had been refused a …

The NHS Pension Scheme (N01225)

Mr Jugdaohsingh’s application for a permanent injury benefit under the NHS (Injury Benefits) Regulations 1995 has been refused. He is of the opinion that the medical evidence was not properly considered.

Equitable Life Personal Pension Plan – V0009256 (P00088)

Mr Owen says that he gave instructions in September 2001 to Equitable Life to contract him back into the State Earnings Related Pension Scheme for Tax Year 2001-02. He says that not only did they fail to act upon this instruction but also failed to ensure that he was contracted …

Standard Life SIPP Plan 1745 (L00815)

The Applicant complains that Alba Life incorrectly advised James Hay about the value of his SIPP and that James Hay in breach of trust removed the sum of £44,288.35 from his Self-Invested Personal Pension (SIPP) without his written authority and also faile …

Impress Metal Packaging (1998) Pension Plan (N00453)

Mr Keeley has complained that he was inappropriately advised that the best way to protect his accrued pension rights was not to transfer them into the Plan but to opt for deferred benefits in his previous scheme. This advice was given …

The Pensions Trust Growth Plan (St John Ambulance Kent) (N00702)

Mrs Grubb has complained that there was a delay in processing her transfer request and as a consequence her transfer value was subject to a higher reduction factor. Some of the issues be …

Durham Sheet Metal Works Ltd Pension Scheme (P00333)

Mr Rollo says that the Trustees wrongfully reduced the tax free cash available to him at retirement after he had signed documentation accepting a higher figure, …

The Principal Civil Service Pension Scheme (Northern Ireland) (N01113)

Mr Devlin was initially refused an injury benefit on the grounds that he had not suffered a ‘qualifying injury’ This decision was reversed on appeal but he was then assessed as having suffered no impairment to earnings. This decision was subsequently c …

Prudential Personal Pension Plan (N01352)

Mr Craythorne claims that as a result of an undue delay in transferring his personal pension fund from Prudential to Halifax, he suffered a loss of over £11,000 on his transfer value because of the changes in Prudential’s bonus …

Teachers’ Pension Scheme (P00172)

Mr Radford considers that Teachers?Pensions should not be entitled to recover overpayments of pension. He says he was led to believe that as long as his earnings as a supply tethatacher were below a certain level they would not interfere with his incapacity pension.

Teachers’ Pension Scheme – Prudential AVC Facility (P00331)

Mrs Marlow complains that Mr D Beeson, Prudential’s sales representative, told her that it was not possible to purchase past added years (PAY) in the Teachers’ Pension Scheme and as a result she was persuaded to pay additional voluntary contributions (AVCs) to Prudenti …