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DMA FinanciaL Solutions GPP (M00174 -M00179)
The Applicant and five others complain that when their employer, a firm called DMA, wound up a group personal pension scheme (the Old Scheme) replacing it with a money purchase occupational pension scheme (the New Scheme) Scottish Life omitted to tell them, or their Independent Financial Adviser
The Covcon Pension Scheme (N00300)
Covcon alleges that Prudential, when asked to assist in the wind-up of the Scheme: Failed to provide accurate information as to the Scheme’s financial position; Failed to respond to requests for such information, or follow instructio …
Electricity Supply Pension Scheme (P00047)
Mr Purdue has complained that the Group Trustees have wrongly refused to backdate his ill health early retirement pension from the date of his application to them to the date when he first began suffering from his medical condition. He has …
Timet Uk Limited Pension Plan (P00230)
Mr Pearson states that on redundancy he was incorrectly awarded reduced early retirement benefits. He says this was as a result of a scheme deficit and a failure by the Trustees to pursue the Employer for outstanding contributions. Some of the issues before me might be seen as complai …
Hilti Pension Scheme (P00625)
Mr Johnson says Hilti had led him to believe that he could retire early on 30 April 2004, at the age of 58, based on a quoted pension of £12,278.84. Mr Johnson says that Hilti have reneged on their agreement. Some of the issues before me might be seen as complaints of maladministration …
The Air Products plc Pension Plan (Q00278)
Mr Shepherd has complained that the Trustees sought to recover an overpayment of pension without agreeing a repayment schedule with him. He did not agree with the Trustees’ interpretation of relevant sections of the Welfare Reform and Pensions Act 1999. Some of the issue …
The Ripaults Limited Pension and Life Assurance Plan (R00171&R00172)
The complaint is that NU, as Administrator, caused the Applicants injustice and loss as a result of the following actions: failing to advise against and/or prevent the issue of four loans during 1989 (the Loans) failing to preve …
United Utilities Pension Scheme (N00405)
Mr McIntyre has complained that his application for an incapacity early retirement pension has not been properly considered. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, s …
Scottish Mutual Retirement Annuity Contract (Q00601)
Mr Hannon says that, just prior to his making his last investment into the Plan, Abbey, without informing him or his Adviser, Andrew Cashmore of Buck Consultants (the Adviser) effected a ‘reprice’ which reduced the return that he had been led to expect f …
National Mutual Life Personal Pension Plan F00766089 (Q00785)
Mr Bernstein says that the Provider failed to warn him that deferring the taking of benefits from the Plan beyond his Selected Retirement Date (SRD) would result in a Market Value Adjustment (MVA) being applicable. Some …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00855)
Mrs Gionis complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added years …
The Bradstock Group Pension Scheme (N01376)
Mr Monk has complained: That the Group failed to pay funds into the Scheme as it had previously promised and deliberately delayed reaching a settlement with the Trust …
Teachers’ Pension Scheme (M00266)
Mrs Wood alleges that the Charity: Has denied her membership of the Scheme in breach of the Scheme rules; and Has failed to respond to her enquiries in connection with membership of the Scheme within a reasonable time. Mrs Wood claims that she has suffered injustice: She ha …
Teachers’ Pension Scheme (P00377)
Mr Thomas says that it is unreasonable of the DfES to refuse to backdate his ill health retirement pension further than 28 November 2001. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, some may be …
NPI Personal Pension Plan (Q00643)
Mrs Hunter says that NPI unreasonably applied a Market Value Adjustment (MVA) to her policy when she vested it under the Open Market Option, and that they took an unreasonably long time to complete the necessary processing.
Fishers Group Limited Pension Scheme (1993) (Q00345)
Mr Hart submitted an application form to me, naming the to his complaint as Fleet Place Trustees Limited and SBJ Benefit Consultant …