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AFM Holdings Ltd Pension Scheme (M00062)
Mr Merritt complains that Sun Life gave him incorrect advice when he retired early. He says that he was advised that he was receiving the maximum benefits allowed by the Inland Revenue but later found t …
Lloyds TSB Personal Pension Plans (M01126)
The Applicant complains that in relation to his pension policies the Failed to provide proper financial advice in that it failed to advise him of the option to transfer his funds into gilts, bonds or cash to protect his fund from a volat …
Continental Microwave (Holdings) plc Retirement Benefits Scheme (N00193)
Mr Hayes complains about Scottish Life’s handling of the wind-up of the Scheme, in particular: The time taken for Mr Hayes to obtain information about his pension fund, including fund values; The non-receipt of pension options; The non-receipt of a booklet containing the policy …
Serco IAL Pension Scheme (N00441)
Mrs Lyons alleges that the Trustees acted in a perverse and unreasonable way in reaching their decision to reduce, to the minimum permitted under the Scheme, the pension to which she became entitled following her husband’s death. Some of the issues before me …
Industrywide Mineworkers Pension Scheme (N01038)
Mr Farrell says the Trustee and the Employer were wrong not to consider fully his application for ill health retirement. The Trustee and the Employer say that Mr Farrell’s employment was terminated by redunda …
Devon & Cornwall Police Pension Scheme (N01051)
1. Mr N says that although the Authority have retired him on the grounds of ill-health and he has been awarded an ill health pension they are incorrect in saying that his injuries were not caused whilst on duty and thus to deny him an Injury Award. Some of the …
National Health Service Injury Benefit Scheme (N01063)
Ms Wright argues that she is entitled to a higher level of PIB than she has been awarded believing her permanent loss of earning ability is greater than that assessed by the Agency. She contends that the Agency’s assessment has not recognised the deterioration to …
GEC 1972 Pension Plan (N01193)
Mr Wood claims to have relied to his detriment on an incorrect pension quotation when deciding to opt for voluntary redundancy. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of …
Principal Civil Service Pension Scheme (N01251)
Mrs Munroe is aggrieved that she has not been awarded an injury benefit award. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disput …
Windsor Life Free Standing AVC Plan – BH7710H (P00520)
Dr Partington says that following commencement of his employment with Shell International as a non-UK tax payer in January 1993, he was advised by a representative of the Company that he was still eligible to continue with the Plan. When hi …
Eagle Star Personal Pension Plan (Q00521)
Mr Lofty says that he was unaware that, by delaying taking the benefits from the Plan beyond the Selected Pension Date (SPD) he would incur a reduction in the fund value. He states that he was not made aware of this and he is now having to delay taking the benefits for a five-year perio …
Zurich Personal Pension Plan number 80128526 (Q00527)
Mr Redford complains that Eagle Star applied a Market Value Reduction (MVR) of an amount of £3,643.33, to the value of his fund in the Plan at his retirement date in March 2005. He considers this to have been unfair. Some of the issues before me might be seen as comp …
Local Government Pension Scheme (N01183)
Mrs Roper says that delays on the part of West Yorkshire Pension Fund in dealing with her request to transfer benefits from her previous employer’s scheme resulted in a reduction in the service credit eventually offered. Some of the issues before me might be seen as complai …
Windsor Life (P00019)
Miss Thomas alleges that Windsor Life delayed paying transfer values from her policies. She says that, as a result, she suffered financial loss in excess of £5,000 as well as injustice in the form of inconvenience …
BAE Systems 2000 Pension Plan (P00120)
Mr Wood suffers from chronic fatigue syndrome and was absent from work on long term sick leave; his entitlement to contractual and statutory sick pay expired on 30 June 2001. An application for ill health early retirement benefits was initially refused by the Trustees o …
Teachers’ Pension Scheme – Prudential AVC Facility (P00719)
Mrs Stokes complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Stokes states that the sales representative did not inform her that she could purchase past added years (PAY) i …