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The Local Government Pension Scheme (P00864)
Mrs Greenwood has complained that her request for the early payment of her deferred benefits on compassionate grounds was not considered properly. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or la …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00148 & Q00149)
Mr and Mrs Fitzpatrick complain that Prudential’s sales representative improperly persuaded them to pay additional voluntary contributions (AVCs) to Prudential. Mr and Mrs Fitzpatrick state that the sales representative did not inform them that they cou …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00157)
Ms Russell complains that in December 2000 Prudential’s sales representative improperly persuaded her to increase her additional voluntary contributions (AVCs) to Prudential. She alleges that the representative specifically advised against the alternativ …
Winterthur Life Personal Pension Scheme policy no: 66004927 (M01022)
Mr Johnston alleges that Winterthur has failed to adequately reconcile his pension account, provide portfolio valuations or collect correct fees. As a result, Mr Johnston has overpaid fees to Winterthur and has been unable to re-invest his pension …
Scottish Mutual Section 32 Buy-Out Policy (N00145)
In 1989, Scottish Mutual allowed Mr Bond to transfer the full value of a section 32 buyout policy to a small self administered scheme (SSAS) with Legal & General. However, Scottish Mutual failed to retain funds to support the Guaranteed Minimum Pension (GMP) obligation which it held.
Teachers’ Pension Scheme – Prudential AVC Facility (P00720)
Mrs Gill complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Gill states that the sales representative did not inform her of the existence of past added years (PAY) in the Teachers’ …
The ADT Pension Plan (P00791)
Mr Godfray has complained that the Trustees and the Administrator have refused to implement an augmentation of benefits, which, he says, was agreed at the time he left the Plan with deferred benefits. The Trustees say that to do so would result in Mr Godfray’s benefits exceedi …
The Marmon Group Limited Retirement Benefits Plan (M00186)
Mr Morris complains that JLT provided him with incorrect information, and delayed in providing correct information. He cla …
CIS Retirement Annuity Policy 7061627 (P00800)
Mrs Unsworth alleges that she was misled by a CIS representative into continuing to pay contributions into the Policy instead of taking immediate benefits. She discovered two years later that her benefits had in fact reduced, despite the payment of the additional contributions. She sa …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00051)
Mrs Minihane complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added ye …
Equitable Life Assurance Annuity Contract R0143463, R0147908 & R0165093
(N01083)
Mr Brigden claims that Equitable Life incorrectly applied redemption penalties to the Policies when he took transfer values to purchase early retirement annuities on the Open Market. Some of th …
Local Government Pension Scheme (M00545)
Mrs Jones alleges that the Council did not award her early retirement benefits from the Scheme on compassionate grounds and as a result her benefits are less than originally notified. Some of the issues before me might be seen as complaints of maladministration whil …
Teachers’ Pension Scheme (N00107)
Mr Meredith says that the Employer provided an incorrect estimate of early retirement benefits on which he then relied to his financial detriment. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact o …
The CHC Scotia Pension Scheme (P00775)
Miss McLay complains that a death in service benefit has wrongfully been withheld following the death of her partner, Mr Svendsen. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed …
National Health Service Pension Scheme (Q00323)
Mrs Mitton alleges that the NHS Pensions Agency (the Agency) caused delays in transferring her pension benefits, causing a loss of pension benefits.
Teachers’ Pension Scheme (N01336)
Mr Warren complains that Teachers’ Pensions applied a lower rate of revaluation to Mr Warren’s notional salary than he was told would apply. Mr Warren wants the higher rate of revaluation to be applied in the calculation of his pension.